Just as in every other aspect of a relationship, communication is the key to maintaining a healthy partnership but the sad truth is that most couples do not sit down and talk about their attitudes towards spending before it’s too late. Sit down with your spouse, pour a couple of glasses of wine and discuss the way each of you manages money in a non-confrontational manner. Once you have a clear understanding of the other’s viewpoint, discuss your bills, your shared dreams and goals and create a realistic budget and agree on it. If you find it helpful, draw up and sign an agreement and pin it on the fridge. Once a month plan a coffee or date where you both will check-in with the other and discuss where you are financially.